Retirement Planning

Most of us think about retirement often, but do not know where to start. The biggest challenge for people is figuring out how to take the pile of money they spent a lifetime building and turning that pile into income. How should it be invested now that I want a lifetime income? How much can I take? How long will it last?

Watermark evaluates every aspect of your life to create a retirement plan that targets your unique goals. Whether you are a year away from retirement or 10 years developing a plan is key. Please contact us today at 602-633-0855.

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Imagine your retirement as if it were a mountain. For the past 30 or so years, you’ve been slowly advancing towards its peak, each day of your career another step closer to the crest. Upon reaching your summit, what will you feel? Perhaps you’ll look behind you and feel immense pride in the trail you’ve trekked or look around you and feel joy in finally making it to this great height. But, as you turn and face your descent, is it confidence or fear that overcomes you?

Utilizing the tools you’ve already gathered, such as 401ks, IRAs, annuities, and more, Watermark Wealth Strategies can map your transition to retirement long before you arrive at your apex. Then, as you approach your chosen retirement date, we’ll review the services we’ve put in place to sustain your lifestyle and introduce any new strategies you’ll need on the downhill slope. Our aim is for you to stand at the top on your final day of work seeing only the possibilities, not the vulnerabilities, that await you in your second act.


Over the years, Watermark Wealth Strategies has witnessed thousands of clients cross their retirement finish line. We’ve come to realize that once these individuals make it past the invisible border that separates life inside and outside of the workforce, there is no singular mold for what active retirement looks like. For some it involves travel and bucket list undertakings, but for others it centers on volunteering or even a part-time job in different field.

Regardless of what this new stage holds for you, we want to deliver the flexibility within your plan for you to thrive in the freedom of retirement. Stride-for-stride we’ll match your preferred pace, continually reevaluating and adapting what you set up prior to retirement to ensure it’s in agreement with your reality post retirement. As our team takes the lead on the practical issues – income distributions, Social Security, tax-efficiency, and risk management – you’ll be able to take on the distance ahead at exactly the speed you’d like.

elderly couple looking over papers

Contact Us Today to Get Started

Effective financial planning is all about relationships, and at Watermark Wealth Strategies LLC, we believe in building genuine and long-lasting partnerships with our clients. We earn your trust, one meeting at a time, and work tirelessly to ensure your needs are met. As a one-stop shop, we pride ourselves on our accessibility. If you have a question we don’t know the answer to, we make sure we find an answer quickly. We’re on this journey with you, and we’re proud to serve you by equipping you with the knowledge and education you need. Pharmacists, construction professionals, entrepreneurs, and journalists, we’ve worked with them all. You don’t need to have a six-figure income to begin planning today.

Our Clients Trust Us to Look Out for Their Interests

Plan Ahead for Retirement

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Securities offered through Kestra Investment Services, LLC (Kestra IS), member FINRA/SIPC. Investment advisory services offered through Kestra Advisory Services, LLC (Kestra AS), an affiliate of Kestra IS. Watermark Wealth Strategies, LLC is not affiliated with Kestra IS or Kestra AS. Kestra IS and Kestra AS do not provide tax or legal advice and are not Certified Public Accounting (CPA) firms.

This site is published for residents of the United States only. Registered Representatives of Kestra IS and Investment Advisor Representatives of Kestra AS may only conduct business with residents of the states and jurisdictions in which they are properly registered. Therefore, a response to a request for information may be delayed. Not all products and services referenced on this site are available in every state and through every representative or advisor listed. For additional information, please contact our Compliance department at 877-861-2261.

Any web site links referenced are being provided strictly as a courtesy. Neither us, nor Kestra IS or Kestra AS are liable for any direct or indirect technical or system issues or any consequences arising out of your access to or your use of the links provided.